The banking institutions have benefited greatly from wholesale ATM machines. They do not need to employ as many tellers to start off with and the turn around time for transactions is drastically improved. This may be great for the banks, but not necessarily for all the staff who had to be laid off to accommodate the new systems.
There are so many benefits for using an ATM machine. Convenience, not having to wait for the bank to open to draw cash. Being able to deposit money after hours. Transferring funds from one bank account to another at any time of the day or night.
If they get away with it the first time, it is so tempting to do it just one more time, because its almost time to pay the school fees or that dancing competition for the child is coming up and there is just no extra money to pay for it. So another chance is taken, until one day that staff member has to take a couple of days off and someone takes over the workstation. Before long it is realized that something is not quite right and security is called in to investigate.
The safety of ATM's has been questioned in many countries. There must be hundred of people who have lost money due to ATM fraud. Card cloning, magnetic strips, people harassing you at the machine are all opportunities for thieves to get their hands on your hard earned money. You probably have been a victim yourself or know of someone who has been.
Making a child responsible for his own money gives him a sense of pride and achievement. As they get older, they will respond more readily when being taught how to budget and save for their future. It is never too early to instill into a child the importance of taking care of their finances.
Many bankers are too busy spending the money on themselves to care about the people who lose their jobs. If the person is eligible for a pension, in some countries, it is so paltry they will barely be able to feed themselves for a month. If there is an unemployment fund, that does not last very long and who is going to employ someone who is past their prime.
Many countries have reduced the pensionable age by five years. Which means so many more older folk are in the market looking for work and the tragedy of it is that many employees do not respect the fact that the older generation come with years of experience that very few youngsters could compete with. Banking institutions and other companies should keep these things in mind when the hatchets are brought out to cut costs.
Folk are generally way too trusting and never think that the sweet young person serving them is very capable of stealing their money. Banking institutions have a lot more homework to do to safeguard customers from would be thieves. It is unlikely that they will be able to make banking fool- proof ever, there will always be someone, somewhere who can get through the system. Wholesale ATM machines will always be a temptation for people desperate for cash or just stealing because they can.
There are so many benefits for using an ATM machine. Convenience, not having to wait for the bank to open to draw cash. Being able to deposit money after hours. Transferring funds from one bank account to another at any time of the day or night.
If they get away with it the first time, it is so tempting to do it just one more time, because its almost time to pay the school fees or that dancing competition for the child is coming up and there is just no extra money to pay for it. So another chance is taken, until one day that staff member has to take a couple of days off and someone takes over the workstation. Before long it is realized that something is not quite right and security is called in to investigate.
The safety of ATM's has been questioned in many countries. There must be hundred of people who have lost money due to ATM fraud. Card cloning, magnetic strips, people harassing you at the machine are all opportunities for thieves to get their hands on your hard earned money. You probably have been a victim yourself or know of someone who has been.
Making a child responsible for his own money gives him a sense of pride and achievement. As they get older, they will respond more readily when being taught how to budget and save for their future. It is never too early to instill into a child the importance of taking care of their finances.
Many bankers are too busy spending the money on themselves to care about the people who lose their jobs. If the person is eligible for a pension, in some countries, it is so paltry they will barely be able to feed themselves for a month. If there is an unemployment fund, that does not last very long and who is going to employ someone who is past their prime.
Many countries have reduced the pensionable age by five years. Which means so many more older folk are in the market looking for work and the tragedy of it is that many employees do not respect the fact that the older generation come with years of experience that very few youngsters could compete with. Banking institutions and other companies should keep these things in mind when the hatchets are brought out to cut costs.
Folk are generally way too trusting and never think that the sweet young person serving them is very capable of stealing their money. Banking institutions have a lot more homework to do to safeguard customers from would be thieves. It is unlikely that they will be able to make banking fool- proof ever, there will always be someone, somewhere who can get through the system. Wholesale ATM machines will always be a temptation for people desperate for cash or just stealing because they can.
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