Wednesday, November 20, 2013

Public Insurance Adjuster West Palm Beach Works For You

By Georgia Diaz


Although most people make plans and provisions for the future, they don't often expect disaster to strike. When it does, they don't know where to turn. Instead of making an attempt to handle this yourself, consider using a public insurance adjuster West Palm Beach. Because they are licensed and experienced, it makes more sense to take advantage of the help that is available to you. Remember that they work for you, not for the insurance company.

In order to be an adjuster, your inspector must have taken the required coursework. He was also required to file a fifty thousand dollar surety bond, be fingerprinted and must have paid all applicable fees. In addition, he was also required to take and pass a state licensing exam to receive his license. Some are required to do a minimum of one hundred hours of employment each month for twelve months while being supervised by a licensed and appointed public adjuster, before being appointed themselves.

You may have considered using an accredited inspector. While it may benefit the inspector to have this accreditation, it truly does not offer any additional benefits to you. Any licensed assessor will be able to provide the same services.

Your assessor will view the damages, take pictures and measurement as he walks through the damaged areas of your property. He will need to verify the total square footage of the property as well as the square footage of the damaged portions. During this process, he may also assess the wiring and electric, cooling and heating units, the roof, the foundation, the walls and the floors. The assessor will make sure that his measurements are accurate in order to provide the most factual claim on your behalf.

An inspector knows that the burden of proof is in your hands. They will work tirelessly to assist you with estimates and inventory of damages. Based on their knowledge of what the companies need as proof, they will provide pictures, measurements, appraisals and assessments to assist with your claim.

Regardless of the type of disaster that caused the damages, your inspector will provide relevant information based on the facts. Once he has determined the cause and outcome, he will begin to file the applicable documents and forms and will negotiate on your behalf. Based on the type of property and coverage that you have and by calculating the damages, he will submit your claim.

Although you may be able to file a claim yourself, your inspector has a knowledge and understanding of the local and state laws the dictate the market. Based on the information your company requires, he will be best able to handle your claims. If you have monumental damages, you would be best served by allowing a professional to handle your claim.

Disasters will happen. When they do, it is a good idea to hire a professional to handle the job. Call a public insurance adjuster West Palm Beach for assistance in filing your claim.




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