Many articles and websites have been devoted to Government Grants and various federal and state programs where money awarded does not have to be repaid. Sounds perfect, but there is still one question: if the money is free how come not all the money is awarded, and the government ends up with funds being unclaimed at the end of the year in some of their grant programs? It seems there is only one answer to the question above. People do not know how to take advantage of the grants. They do not know how to discover and apply for them. That is the very reason why this article came about.
The idea behind the grant system is to give people a chance to earn a higher degree when they might not have been able to attend a distance learning college because of financial limitations. The grant system is largely based on financial need but all applicants also need to show that they are serious about obtaining that degree. People who are not serious about their education need not apply. There are a variety of different grants that a student can apply for. The most well known are the Federal Pell Grants. The amount a student will receive will depend on whether or not they are full-time or part-time students. For 2011-2012 the maximums have been set at $5,550 for full-time and $2,775 for part-time attendance. There are other factors that can determine how much a student gets that may include the cost of tuition and financial need.
State and federal government agencies give grants to individuals, businesses, nonprofit organizations, as well as other government agencies. All these applicants will have to go through the same application process. First you must find the grants. One you find the grants you are interested in you have to fill out and submit your grant application. The applications and directions can be downloaded from the government website which is a central for government grants. Every grant program has a deadline, so must submit your paperwork on time. Once you are approved for a grant program the government will deposit money into your bank account in most of the cases. Next a program officer will be assigned to whom you will report and direct any questions during the program. This is how grants work. Now you have a great understanding how federal grants and state grants work, let us see what is available to us. Following are the major grant categories: Agriculture, Arts, Business and Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor and Training, Energy, Environment, Food and Nutrition, Health, Housing, Humanities, Income Security, Social Services, Information, Statistics, Law, Justice, Legal Services, Natural Resources, Recovery Act, Regional Development, Science, Technology, Research and Development, and Transportation. Not enough? There are Other Grants as well. The list of grant categories is overwhelming, so let us select few major categories and describe them. Some of the most common are: Education Grants, Housing Grants, Business Grants, and Medical Grants
Education Grants, Grant Budget is $100 billion. Education grants are one of the favorites when it comes to Financial Aid. In most of the time these awards do not have to be repaid. They should be your first method of financing your education. These grants are provided by the governments to help the youth with tuition payments and other expenses. Some of the famous college grants include: National SMART Grant, TEACH Grant, Academic Competitiveness Grant, and Pell Grants. Education grants exist for both undergraduate and graduate students. Housing Grants, Grant Budget is $42 billion. These grants are targeted at new or current homeowners who are purchasing a new home, renovating their current one, or investing in the real estate market in general. This program is very broad as the grant award can range from $500 to $5,000,000. Housing grants do not have to be repaid which makes them very popular. These grants cover most types of real estate. This is the very grant category which goes unclaimed every year. American citizens are simply not aware of this program. Anyone can quality for this type of program. If you are an investor, community project planner, or a US tax-paying citizen you can and you should apply.
Business Grants, Grant Budget is $34 billion. The idea behind business grants is to promote the launch of small businesses. The government believes small business helps to create jobs and boost local economies. Instead of taking out business loans, companies can apply for business grants and receive funding that does not require reimbursement. Businesses located in areas of poor economic standing have a high chance of success with this grant application. When applying for business grants, new entrepreneurs can expect to be required to submit a business plan that highlights the company goals, mission, services and products, target market and more. A very smart business plan could be your ticket to successfully landing your business government grant. Medical/Health Grants, Grant Budget is $260 billion. Medical grants are very popular these days. These grants exist for nearly every type of medical problem. Those citizens who have problems with paying medical bills can apply for medical grants. The medical grant provides accessible insurance to low-income families. Both Medicaid and Medicare are part of the governments medical grant programs, which help ensure that all American people have access to health coverage. If you are studying to become a doctor, or collecting medical research, you could qualify for medical research grants or scholarships. These Government Grants do not have to be repaid.
The idea behind the grant system is to give people a chance to earn a higher degree when they might not have been able to attend a distance learning college because of financial limitations. The grant system is largely based on financial need but all applicants also need to show that they are serious about obtaining that degree. People who are not serious about their education need not apply. There are a variety of different grants that a student can apply for. The most well known are the Federal Pell Grants. The amount a student will receive will depend on whether or not they are full-time or part-time students. For 2011-2012 the maximums have been set at $5,550 for full-time and $2,775 for part-time attendance. There are other factors that can determine how much a student gets that may include the cost of tuition and financial need.
State and federal government agencies give grants to individuals, businesses, nonprofit organizations, as well as other government agencies. All these applicants will have to go through the same application process. First you must find the grants. One you find the grants you are interested in you have to fill out and submit your grant application. The applications and directions can be downloaded from the government website which is a central for government grants. Every grant program has a deadline, so must submit your paperwork on time. Once you are approved for a grant program the government will deposit money into your bank account in most of the cases. Next a program officer will be assigned to whom you will report and direct any questions during the program. This is how grants work. Now you have a great understanding how federal grants and state grants work, let us see what is available to us. Following are the major grant categories: Agriculture, Arts, Business and Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor and Training, Energy, Environment, Food and Nutrition, Health, Housing, Humanities, Income Security, Social Services, Information, Statistics, Law, Justice, Legal Services, Natural Resources, Recovery Act, Regional Development, Science, Technology, Research and Development, and Transportation. Not enough? There are Other Grants as well. The list of grant categories is overwhelming, so let us select few major categories and describe them. Some of the most common are: Education Grants, Housing Grants, Business Grants, and Medical Grants
Education Grants, Grant Budget is $100 billion. Education grants are one of the favorites when it comes to Financial Aid. In most of the time these awards do not have to be repaid. They should be your first method of financing your education. These grants are provided by the governments to help the youth with tuition payments and other expenses. Some of the famous college grants include: National SMART Grant, TEACH Grant, Academic Competitiveness Grant, and Pell Grants. Education grants exist for both undergraduate and graduate students. Housing Grants, Grant Budget is $42 billion. These grants are targeted at new or current homeowners who are purchasing a new home, renovating their current one, or investing in the real estate market in general. This program is very broad as the grant award can range from $500 to $5,000,000. Housing grants do not have to be repaid which makes them very popular. These grants cover most types of real estate. This is the very grant category which goes unclaimed every year. American citizens are simply not aware of this program. Anyone can quality for this type of program. If you are an investor, community project planner, or a US tax-paying citizen you can and you should apply.
Business Grants, Grant Budget is $34 billion. The idea behind business grants is to promote the launch of small businesses. The government believes small business helps to create jobs and boost local economies. Instead of taking out business loans, companies can apply for business grants and receive funding that does not require reimbursement. Businesses located in areas of poor economic standing have a high chance of success with this grant application. When applying for business grants, new entrepreneurs can expect to be required to submit a business plan that highlights the company goals, mission, services and products, target market and more. A very smart business plan could be your ticket to successfully landing your business government grant. Medical/Health Grants, Grant Budget is $260 billion. Medical grants are very popular these days. These grants exist for nearly every type of medical problem. Those citizens who have problems with paying medical bills can apply for medical grants. The medical grant provides accessible insurance to low-income families. Both Medicaid and Medicare are part of the governments medical grant programs, which help ensure that all American people have access to health coverage. If you are studying to become a doctor, or collecting medical research, you could qualify for medical research grants or scholarships. These Government Grants do not have to be repaid.
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