Maid Insurance Fraud is an act intended to deceive which may employ manipulations, lies and empty promises all for financial gains. It is true that not all insurance companies are out there to trick you but there are always some who would bargain their way even into your domestic helper insurance just to deceive and run away with cash. Just in case you are at the end of the line, here are tips that might help you avoid the trap and protect your interests.
Whether you are dealing with an insurance company or an agent alone, analyze the one you are dealing with. Don't easily accept offers and take time to consider and ask around. Anything that needs your signature needs triple checking by you, a knowledgeable friend or family member or a third party. Whatever agreement you enter, make it a legal and formal one and make sure there is someone you can go after should something go wrong.
Maid insurance has varying premium and coverage to offer. Ask for a written insurance policy from the company itself and always review that policy you have agreed to pay, which is always enumerated in your billing statements. Never sign any blank statements and always investigate sudden low payment demands from companies.
On your part, make sure there can be no room for doubt especially when you are consuming the coverage of your insurance. If your maid has been hospitalized, ask for a record which has a detailed account of the medical history and charges. If there has been an injury or accident, secure a authorized witness. By doing so, you can fasten getting your reimbursements leaving the insurance company without hesitations.
You are securing Maid insurance for your gain and not for any loss. Therefore, take time in choosing a plan, a company or paying your statements. As a concerned citizen, it always pays to be alert and be on guard of your rights. Fulfill your responsibility, ensure your future, and ensure your safety.
Whether you are dealing with an insurance company or an agent alone, analyze the one you are dealing with. Don't easily accept offers and take time to consider and ask around. Anything that needs your signature needs triple checking by you, a knowledgeable friend or family member or a third party. Whatever agreement you enter, make it a legal and formal one and make sure there is someone you can go after should something go wrong.
Maid insurance has varying premium and coverage to offer. Ask for a written insurance policy from the company itself and always review that policy you have agreed to pay, which is always enumerated in your billing statements. Never sign any blank statements and always investigate sudden low payment demands from companies.
On your part, make sure there can be no room for doubt especially when you are consuming the coverage of your insurance. If your maid has been hospitalized, ask for a record which has a detailed account of the medical history and charges. If there has been an injury or accident, secure a authorized witness. By doing so, you can fasten getting your reimbursements leaving the insurance company without hesitations.
You are securing Maid insurance for your gain and not for any loss. Therefore, take time in choosing a plan, a company or paying your statements. As a concerned citizen, it always pays to be alert and be on guard of your rights. Fulfill your responsibility, ensure your future, and ensure your safety.
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